Capital for every leg of the cycle — entry to exit

Finance the build.
Then nail the exit.

Bridge money that moves at deal speed, construction draws sized to your track record, DSCR refinances that pay off the expensive money on schedule — and cash-out and HELOCs that read project income the way it actually arrives.

What would you like to do?

DSCR exit refis Cash-out on project income LLC vesting standard Investor HELOC for acquisitions

Two minutes · No credit check · No obligation · No pushy calls

Your specialist shops your file across a 90+ lender network, including

FigureRocket MortgagePennyMacHomeBridgeNFTYDoorSpring EQ

Wholesale and TPO lending relationships available to brokers in the network. All names are trademarks of their respective owners; no endorsement or affiliation is implied.

Deals don’t die at the buy. They die at the exit.

Hard money at 11% is fine for eight months and fatal at twenty. The developers who get hurt aren't the ones paying for speed — they're the ones still paying it because no refinance was teed up. Our specialists line up the DSCR exit before you need it, mind the 3–6 month seasoning clock, and keep your personal file fundable even when your Schedule C is all depreciation.

We speak fluent capital stack

The exit, planned at entry

DSCR refinances qualify on the property's rent — your project-based income never enters the file. Seasoning timelines mapped before your balloon does the mapping for you.

Project income, read correctly

Lumpy draws and depreciation-heavy returns are normal here. Deposit-based programs qualify your personal borrowing on what the projects actually pay you.

Entities are the default

LLC vesting is standard across bridge, construction, and DSCR lending in our network — no deed-out gymnastics, no lectures.

Dry powder on standby

The Investor HELOC & HELOAN

A standing line against your primary or portfolio equity that writes earnest-money checks at deal speed — draw for the acquisition, refinance into the project loan, repeat.

Two minutes · No credit check · No obligation

Builders who exited on schedule

"The DSCR refi was locked before my bridge loan hit month six. Paid off the hard money at month seven, rate I could live with forever."
Victor N. · BRRRR exit refi · Indianapolis, IN
"My HELOC has written the earnest check on my last four deals. By the time competitors get proof of funds, I'm in contract."
Sasha K. · Investor HELOC · Kansas City, MO
"Cash-out on the completed spec funded the next lot in the same week. Nobody asked me to explain depreciation to them."
Grant & Lily P. · Cash-out refi · Boise, ID

How LoansForDevelopers works

  1. 1
    Answer a few plain questions
    About two minutes. No credit check, no login, no jargon.
  2. 2
    We match you with a specialist
    A licensed professional who closes developer and investor scenarios every month — not a call center.
  3. 3
    You decide, without pressure
    Real numbers in writing, every option compared, and "no thanks" is always fine.

Two minutes · No credit check · No obligation

Fair questions, straight answers

How do I refinance out of hard money?

A DSCR refinance qualifies on the property's rent and pays off the bridge debt. Most lenders want 3–6 months of seasoning for cash-out at new value — start before your balloon starts for you.

Can I close in my LLC?

Yes — bridge, construction, and DSCR lenders in the network prefer entity vesting. It's the default here, not an exception.

My personal tax returns are all depreciation. Can I still borrow personally?

Yes — deposit-based programs read what the projects actually pay you; the paper losses stay on the returns where they belong.

Do first-time developers get construction money?

At more conservative leverage, yes — and pairing with an experienced GC helps. A few completed projects improve pricing fast.

Plan the exit before the entry.
Then go win the deal.

Two minutes · No credit check · No obligation